OAKNORTH CREDIT INTELLIGENCE

Register for a live demo

Next Session: Thursday, June 17 | 1:00 PM EDT

Get started with an up close introduction to the OakNorth Credit Intelligence Suite. Register for a 30-minute live demo today to learn how the technology works, our approach to forward-looking credit analysis and proactive portfolio monitoring, and see how we can help you lend smarter, faster and more.

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ON CREDIT INTELLIGENCE SUITE

Forward-Looking Credit Analysis & Proactive Portfolio Monitoring

The ON Credit Intelligence Suite delivers intuitive and simple user experiences, each designed with the needs of critical users in mind – Relationship Managers, Credit Analysts, Underwriters, Risk Officers, Portfolio Managers, and Credit Executives. We put the power of credit intelligence into users’ hands when they need it most.

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360-degree view of borrowers with instant financial forecasting, sector insights, and peer analysis

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Easily track industry trends and set early warning alerts for potential covenant breaches

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Instantly segment your portfolio and rate loans based on level of vulnerability

Join the banks that are transforming commercial lending

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What our customers say

“The OakNorth platform will enhance our portfolio management capabilities with new market insights, further strengthening our customer engagement and credit quality while helping to speedup our underwriting and loan processes.”

“This is my sixth recession and this one is as different as any I’ve ever seen, and in the future, there’ll likely be other recessions which are very different to anything else we’ve seen. So, we can’t rely on the old ways of assessing risk. We need to have the tools to be more responsive to these different types of recessions, which is why OakNorth’s software is going to be a very important product for a lot of banks.”

“I expect customers’ expectations in terms of the turnaround time for the decision of their loan to continue growing. So, speed and transparency are key, and this is what OakNorth’s software provides us with.”

BORN FROM A BANK

We speak your language, because we're born from a bank

A five-year development effort by a 250-person team of credit science experts, software engineers, data scientists, and $100+ million worth of investment, the ON Credit Intelligence Suite has propelled OakNorth Bank in the UK into the top 1% of banks in developed markets in terms of ROE and efficiency, enabling it to profitably manage a multi-billion dollar commercial lending portfolio.

The ON Credit Intelligence Suite is now available to banks across the world, enabling them to realize the benefits of lending smarter, lending faster and lending more.

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LEND SMARTER

Gain better risk-reward with a deep understanding of the businesses worth lending to

  • Look forward, not just backward, with forecasts underpinned by 262 sub-sector models based on industry specific drivers that provide better credit-level decisions
  • Minimize credit losses and monitor loans with the same rigor that you use to underwrite them
  • Take proactive, preventative action across your portfolio, getting ahead of borrower financial hardship, industry driven risk deterioration, and covenant breaches
LEND FASTER

Make credit decisions 10x  faster than traditional lending models

  • Maintain an underwriting view of a loan and your whole loan book on an ongoing basis, rather than just at origination and annual review
  • Achieve industry-leading customer satisfaction by making credit decisions 10x faster than traditional lending models
  • Re-underwrite your whole loan book based on our forward looking scenarios, near-instantaneously
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LEND MORE

A forward-looking view of your current book to make better credit strategy decisions

  • Enable lending in strong niches in out-of-favor sectors with forward-looking analysis and deep bottoms-up sector granularity
  • Free up more capital for lending by risk rating loans and lowering losses
  • Manage ahead of industry driven financial hardship and preempt potential default events